Business Loan Comparison Tool

See personalized rates and monthly payments for all loan types instantly. Compare term loans, lines of credit, SBA loans, and merchant cash advances side-by-side to find your best financing option.

Your Business Info

$100,000
$10,000$500,000
3 years
1 year10 years
$50,000
$5,000$500,000

Helps us recommend the best option

ℹ️ Important Information

Estimates shown are for comparison purposes only. Actual rates, terms, and payments vary based on your credit profile, business financials, and lender requirements.

Assumptions: Calculations use minimum qualifying rates. Your actual rate may be higher. Line of Credit assumes 50% utilization. SBA Loan assumes 10-year term. All estimates subject to lender approval.

BEST MATCH FOR YOU
Business Line of Credit
Flexible, affordable, and matches your needs
$1,389/mo
starting at

All Your Options

Merchant Cash Advance
FASTEST
$115/day
starting at
Typical Range: $115-$167/day
Rates: 1.0-1.5x
Best For: Urgent needs
✓ Same-day funding
✓ No collateral needed
✓ Easy approval
Business Line of Credit
FLEXIBLE
$750/mo
starting at
Typical Range: $750-$1,875/mo
Rates: 6-40%
Best For: Ongoing expenses
✓ Only pay for what you use
✓ Reuse as you pay back
✓ Fast approval (1-3 days)
SBA Loan
BEST VALUE
$1,013/mo
starting at
Typical Range: $1,013-$1,420/mo
Rates: 6-13%
Best For: Growth & expansion
✓ Lowest rates available
✓ Up to 25 years to pay
✓ Government-backed
Term Loan
STABLE
$2,845/mo
starting at
Typical Range: $2,845-$3,490/mo
Rates: 6-36%
Best For: Predictable budgeting
✓ Same payment each month
✓ Easy to budget for
✓ Builds credit history

Choosing the Right Business Loan

Every business has unique financing needs. Our comparison tool helps you evaluate multiple loan options based on your specific situation including the amount you need, your monthly revenue, and your preferred repayment timeline. Whether you need flexible working capital, predictable fixed payments, low-cost long-term financing, or fast emergency funding, we'll help you find the best match. Compare monthly payments, total costs, interest rates, and key benefits to make an informed decision that supports your business growth.